Loan modification has made it mainstream. Understanding the loan modification process is the key to generating the best possible results for your current financial situation. We have a professional, knowledgeable staff of over 115 modification consultants, underwriters and customer service representatives who are available to make this process a reality.

Don’t be fooled by outsourced representatives attempting to take advantage of your financial situation. We are an established company with headquarters in Glen Allen, Virginia with years of experience in the mortgage industry.

We will assist you by working with your lender, which could result in:

• Lower payments
• Lower interest rates
• Forgiveness on past due payments
• Reduction of your mortgage balance

Our primary goal is to do everything possible to help you stay in your home through a successful loan remodification. There are no hidden fees and no surprises when processing paperwork for a loan modification request. Once we have your processing fee, one of our consultants will work with you to gather the proper information needed to process your loan modification file with your lender.

We will provide your bank/lender with documentation and explain why it is in THEIR best interest to modify your loan terms. Banks are willing to work with us and may alter your terms if they think it will help you afford your payments.

Unlike our competitors, who may claim to be affiliated with specific lenders or use deceptive guarantees in their advertising, we also offer an alternative to loan modification that is the best option in preserving your credit and avoiding foreclosure.

You are not alone, so take advantage of our support. Remember that, although you are merely one of the millions of Americans affected by the current mortgage crisis, we will provide you with the utmost personal attention for the most professional results possible. In working with The Loan Modification Team, you do have options.